Lifetime Credit Card Debt by State
Personal Finance · United States
Lifetime Credit Card
Debt by State
Average credit card debt accumulated over the average American lifespan — age 18 to 78. Figures exclude interest charges.
$320K$485K
Highest
Alaska (AK)
$485K
34% credit card utilization rate — driven by elevated cost of everyday goods
Lowest
Wisconsin (WI)
$322K
$163K below Alaska — the widest spread in the continental US
$398K
US average
56%
Users with revolving debt
$163K
Max–min spread
All 50 States + DC, ranked
Source JG Wentworth · Figures rounded to nearest $1K · Excludes credit card interest · Based on lifespan age 18–78